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The Gold Plan is our most popular package of comprehensive travel insurance & assistance services for travelers.

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Baggage Delay -
A. Having your baggage redirected to a different location or it arrives late to your destination

View Description of Coverage Excerpt
The Insurer will reimburse the Insured, up to the Maximum Limit shown on the Schedule of Benefits for the cost of necessary personal effects purchased by the Insured during the Trip, if the Insured’s Baggage is delayed or misdirected for more than 24 hours from the time the Insured arrives at the Destination (other than the Insured’s Return Destination) provided the Insured is a ticketed passenger on a Common Carrier and the delay or misdirection is verified by the Common Carrier.

Coverage can vary by plan. Please see plan's Description of Coverage for eligibility and limits.
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About Travel Guard

With more than 20 years of industry experience, Travel Guard is America's leading travel insurance plan provider. We specialize in providing innovative travel insurance, assistance and emergency travel service plans for millions of travelers and thousands of companies throughout the world. Our industry-leading, comprehensive travel insurance plans are distributed by more than 12,000 travel companies through virtually every distribution channel in the travel industry.

Our comprehensive travel insurance programs include:
  • Per-trip and annual plans
  • Coverage for trip cancellation, trip interruption, trip delay, medical expenses, baggage loss and more
Travel Guard provides 24/7-customer service with a personal touch through its World Service Center (1.800.826.4919). By owning and operating our own network of assistance companies, we ensure the highest quality in:
  • Travel Medical Assistance
  • LiveTravel® Emergency Service
  • Worldwide Travel Assistance
  • Concierge and Personal Assistance
Questions?Call us at 1.800.826.4919
*Non insurance services are provided by Travel Guard.
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This is only a brief description of the coverage(s) available under policy series T30337NUFIC.
The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. Is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.
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Travel Guard travel insurance plans include travel insurance & assistance that travels with you.

Coverages may include: Trip cancellation due to terrorism & other named unforeseen events, trip delay, lost baggage, medical emergency, & others. Purchase online for immediate coverage.

Certain coverages are subject to purchase requirements.
See each coverage for details.