Benefit descriptions and coverage options overview

Whether traveling to the beach for vacation, participating in a business seminar, or just venturing away from home, you should have 24-hour coverage and assistance.

Travel Guard travel insurance plans offer insurance designed to cover travelers worldwide. Plans can include valuable medical expense coverage, trip interruption, emergency travel services and more.

Our plans can cover most types of trips and travelers. Going on a trip by yourself or with a group or family - our plans can cover your travel investment. Be sure to read the full Insurance Policy for the plan you select to understand your plan’s limitations and exclusions.

The Deluxe, Preferred and Essential plans cover a wide range of destinations both domestic and international. A few exceptions would be Cuba, North Korea and other OFAC sanctioned countries. If you’re traveling to any of these destinations, please call one of our representatives at 800-826-5248 to talk about your options.

Did you know that your traditional medical health insurance may not “travel” with you, depending on your destination? Our plans can provide an additional level of medical expense coverage for unplanned medical expenses.

From family vacations to cruises and golf outings, Travel Guard travel insurance plans can cover your pre-paid travel expenses against delays and cancellations for reasons like work or health issues. Our popular plans also include medical expense coverages and 24/7 assistance services.

Trips get canceled. It’s not fun, but it happens. When they do, that’s when trip insurance can make a world of difference. With Travel Guard, you’re prepared if you need to cancel for work, illness, weather or any other covered reason.

Several Travel Guard plans cover you if you must cancel due to:

• Illness, injury or death. You are covered in case you, your traveling companion, or your family member gets sick or has an injury or a death occurs.
• Personal reasons. With our Cancel for any Reason coverage, if you need to cancel your trip because of a personal reason, you’re covered. Most people appreciate this flexibility that fits with their lives.
• Inclement weather and evacuation. Coverage when certain inclement weather requires cancellations of your trip.

"Do you want the auto rental insurance?" It’s the same question every time you’re ready to leave the car rental counter. It's the last thing business or leisure travelers want to think about. 

Travel easy with the Travel Guard Car Rental Collision Insurance plan. It's an affordable physical damage insurance plan for rental cars that provides reliable coverage for costs of repairs due to a car collision or damage to your rental car.

When you’re going on a cruise, there are a lot of moving parts to your travel plans. Sometimes the smallest mishap can completely derail your vacation plans. That’s why our Deluxe, Preferred and Essential plans are great for individuals or groups going on cruises. With these plans, you are not only covered for medical expenses, but your pre-paid deposits and expenses for travel may be covered as well. You’ll also have lost and stolen baggage coverage that will travel with you!

We’ve covered thousands of travelers’ vacations, business trips and travel adventures worldwide. A lot of the travelers we’ve helped love telling us their stories and sharing reviews. Read our testimonials here, or find our customer review page here.

We specialize in providing innovative travel insurance, assistance and emergency travel service plans for millions of travelers and thousands of companies throughout the world. Our industry-leading, comprehensive travel insurance plans are distributed by more than 45,000 travel companies through virtually every distribution channel in the travel industry.

Our comprehensive travel insurance plans include:

• Per-trip plans: Preferred, Essential and Deluxe
• Annual plan: Travel Guard Annual Travel Plan for one full year of travel insurance coverage
• Coverage for trip cancellation, trip interruption, trip delay, medical expenses, baggage loss and more

Travel Guard plans provide 24/7-customer service with a personal touch through its World Service Center (1.800.826.5248). Through a network of assistance centers located in Asia, Europe and the Americas, we strive for the highest quality in:

• Emergency Medical Assistance
• Travel Assistance Services
• Security Assistance
• Concierge and Personal Assistance

Helping leisure and business travelers alike solve travel-related problems and manage travel-related risks, our global reach, service quality and proven operational capabilities allow travelers to receive best-in-class care.

For you frequent travelers out there, we have the Travel Guard Annual Travel Plan with essential coverage for multiple trips throughout the year. You’ll get 24/7 travel assistance services, along with coverage for medical expenses, trip interruption, lost or delayed baggage and medical evacuations.