Travel insurance Plans for Pregnant Travelers

Understand the importance of a travel insurance plan when traveling pregnant. Make sure you’re covered with the right Travel Guard plan.

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There are no coverages that are specific to pregnancy, but there are certain coverages that might be impacted if you’re pregnant. Having the right coverage and understanding how you’re covered is important. Look for a plan that has the coverage and benefit limits your travel needs. Popular plan features include:

• Medical expense coverage (be sure to understand how pregnancy may impact this benefit)
• Trip cancellation/trip interruption coverage
• Missed flight connection assistance
• Trip exchange – coverage for difference in cost or fees associated with changing your vacation to new travel dates 
• Baggage coverage 
• Rental vehicle damage coverage (optional add-on coverage)
• Cancel For Any Reason (optional add-on coverage available with certain plans)

Travel insurance plans are not usually a requirement for traveling, though it can be very beneficial for travelers. Depending on the travel insurance plan, pregnancy may impact coverage in different ways. For example, a normal pregnancy or childbirth may be a covered reason to cancel your trip if you purchased your travel insurance plan before the pregnancy. On the other hand, medical expense coverage does not provide coverage for normal pregnancy or childbirth. In the event that you have unexpected complications while traveling there may be coverage available. 

Another important thing to consider with your travel insurance plan is 24/7 emergency travel assistance. You have enough to worry about, let Travel Guard help with certain details. Travel Guard’s specially trained representatives can help with things like rebooking flights, finding English speaking doctors, providing translation assistance and assisting with prescription replacement.

Our Deluxe Plan is a great option for pregnant travelers as it offers the highest benefit limits and includes popular services and coverages such as trip exchange, trip delay and baggage coverage. For more coverage, consider adding on a bundle such as the Name Your Family™ bundle to include a non-relative in the definition of family as it relates to coverage on your policy.

Yes. You can absolutely purchase a travel insurance plan if you’re traveling while pregnant. Just be sure to read the policy of insurance on your travel insurance plan to understand how pregnancy may impact your coverage.

You can be reimbursed for prepaid and nonrefundable expenses for covered losses due to pregnancy so long as you became pregnant after the effective date of your coverage. Be sure to confirm what you’ll need to submit a claim.

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you’ll be able to enjoy your vacation knowing your travel investment is more protected.