Cruise Travel Insurance Plans

Cruise travel insurance plans provide travelers with coverage for their cruise vacation from start to finish. This includes much more than just your cruise –flights and hotel stays the night before your cruise departs can be covered with your Travel Guard travel insurance plan. To learn how to best use your travel insurance plan, visit our article on how travel insurance works.

Travel Guard offers customizable travel insurance plans for your cruise vacation. Look for a plan that has the coverage and benefit limits you need. Popular plan features include:

• Medical expense coverage
• Travel inconvenience benefit – a one-time payment for inconveniences you encounter on your trip such as a cruise diversion or runway delay (included with certain plans)
• Emergency travel assistance – specialized representatives are available day or night for unexpected travel issues, no matter how far the next port is
• Lodging expense – coverage for reentry requirements into the U.S. (optional add-on coverage available on certain plans)
• Adventure Sports Bundle – for if you’re planning extreme activities during your cruise (optional add-on coverage available on certain plans)
• Baggage coverage
• Trip cancellation coverage
• Cancel for Any Reason (optional add-on coverage available on certain plans)

For any vacation, it’s smart to cover your travel investment, but with a cruise you’re often coordinating a lot of arrangements – travel to the port city, hotel stays before your cruise, and the cruise itself. One delay and your entire trip could be impacted. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. A missed flight connection doesn’t have to mean a missed cruise – our representatives will work to help you through and unexpected travel mishaps.

Travel Guard has a variety of options to help protect your trip depending on the coverage you need. For shorter cruises, the Preferred Plan may have all the coverage you need. However, if you’re planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages.

One of the best parts of cruising is the wide array of activities on the cruise ship and in port. If you think you’ll be participating in any adrenaline pumping activities like water skiing or ziplining, you might want to consider adding on Travel Guard’s Adventure Sports Bundle!

No matter which Travel Guard insurance plan you choose, you’ll have access to our specially trained representatives for 24/7 emergency travel assistance.

Yes! Travel Guard has comprehensive plans to ensure your entire trip is covered. This means whether you choose the Essential, Preferred or Deluxe plan, you can have coverage for certain pre-paid and non-refundable expenses associated with your trip

Travel Guard’s Deluxe Plan includes our highest benefit limits for our offered coverages. Traveling seniors may find travel medical expense and emergency evacuation coverage to be the most reassuring when taking a cruise.

Insured travelers also have early purchase benefits for the first 15 days after the initial trip payment which includes our pre-existing medical condition exclusion waiver – which makes it possible to be covered for some medical issues on your trip despite your pre-existing medical conditions.

Travel Guard is one of the world’s leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re traveling. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your cruise vacation.