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Travel Guard’s Travel Inconvenience Benefit provides coverage related to a variety of unexpected interruptions that threaten to ruin your vacation. If you experience a flight or runway delay, cruise diversion, or flight cancellation, Travel Guard may provide you with a flat payment to help ease the burden of the unenjoyable moments from your trip.
When disruptions cause certain inconveniences on vacation, Travel Guard has your back.
What is Travel Guard’s Travel Inconvenience Benefit coverage?
Travel Inconvenience Benefit coverage is available on Travel Guard’s Preferred and Deluxe travel insurance plans and may provide travelers with a flat-rate payment for certain inconveniences related to covered Unforeseen events which occur on your vacation. Travelers can get paid for a one-time occurrence of each inconvenient event (up to the maximum benefit limit on the plan), which includes flight cancellations, flight delays (past a time frame specified in the plan details) and more events, which can be found listed in your plan.
How do I use the Travel Inconvenience Benefit coverage during my trip?
If you experience one of the covered travel inconveniences on your trip, be sure to keep any documentation supporting the inconveniences you experienced so you can file a claim. For help navigating unexpected events during your trip, contact our assistance services team for travel assistance.
What documentation do I need to file a claim for Travel Inconvenience?
The specific documentation needed for your Travel Inconvenience Benefits claim will depend on the unforeseen events that you experience on your trip.
Below is a list of documentation that may be required.
- Travel Guard claim form
- Proof of occurrence
There may be additional documents required based on your specific claim. You can start the process of filing a claim online with our claims portal or you can call us directly if you have specific questions.
Example Scenario:
You’re going on your dream cruise, but suddenly a natural disaster forces your ship to change course, meaning you’re going to miss a port of call you were really looking forward to.
We might not be able to solve all the inconveniences of travel, but Travel Guard wants to help. With a Travel Guard travel insurance plan that has Travel Inconvenience Benefits coverage, you may file a claim for a flat payout amount for a one-time occurrence of certain things that threaten to ruin vacation. In this situation, you experienced a cruise diversion, you’d likely receive a flat payout related to the inconvenience. All claims under Travel Guard travel insurance plans must be reviewed by the appropriate claims personnel.
Common Questions
Inconveniences during your trip can put a damper on your mood or even set an unhappy tone for your trip, depending on when they occur. With Travel Guard, there’s a silver lining for these interruptions with Travel Inconvenience Benefits coverage.
Travel Inconvenience coverage is available on the Preferred. You can add the Travel Inconvenience Bundle to the Preferred Plan to increase the covered unforeseen events.
When you’re looking at travel insurance plans, it’s important to understand what you are purchasing. The best way to do this is to read over the policy of insurance.
Reviews and Testimonials
We have purchased Travel Guard travel insurance plan for many years for our trips and vacations. I discovered just how critical and important this travel insurance plan coverage is over the last couple years. In 2018, we had booked a one-week, all-inclusive package to Mexico. I became very ill the week before the trip, and we had to cancel our trip. Travel Guard saved us! They were so good to work with, and after filing a claim, they were able to reimburse all of our covered losses in a very friendly and timely manner. In 2019, we were on a seven-day cruise in the Caribbean. I became very ill during the cruise and spent the large part of four days in the ship's medical center receiving treatment. Again, Travel Guard came through in a huge way covering all of those expenses after filing a claim. I will never travel without Travel Guard. Thank you, Travel Guard, for all of the help and support!!
- Jack K
Get a travel insurance plan the way you want it!
Questions?
Call us at: 800-826-5248
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Coverage available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc. (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer.