Aruba Travel Insurance Plans

In this article:

• Travel Insurance Plans for Aruba
• Aruba Travel Tips and Safety Information
• Other Aruba FAQs

A travel insurance plan is not a requirement for entry to Aruba. However, it is recommended to have a travel insurance plan with emergency medical expense coverage as your U.S. healthcare plan may not provide coverage when traveling internationally. A travel insurance plan can provide a variety of other coverages as well that may help ease your stress while traveling, such as coverage for certain trip delays, missed connections or lost luggage.

Our Preferred Plan is a great option for travelers to Aruba since it offers comprehensive travel insurance coverages including Travel Medical Expense, Trip Cancellation and Interruption, Trip Delay, Baggage Coverage and more. You can customize your travel insurance plan with Travel Guard’s optional add-ons which may include the Adventure Sports Bundle that provides certain coverage against losses from certain Adventure and Extreme Activities that otherwise may not be covered by your base plan – a good idea with so many fun water activities in Aruba! Finally, all of our travel insurance plans come with access to Travel Guard’s 24-hour emergency travel assistance so you’re not left to deal with travel mishaps alone.

A travel insurance plan is usually priced between 5-7% of the total cost of your trip. Several factors come into play when it comes to pricing your plan, which may include the product you choose and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

To help ensure travelers to Aruba are as safe and informed as possible, Travel Guard has compiled some popular questions asked by tourists visiting the country.

While Aruba is generally considered a low-risk destination for tourists, there are a few security, safety and health concerns to keep in mind. Like many tourist destinations, petty crimes such as pickpocketing, bag snatching, theft of unattended items, hotel break-ins and theft from rental cars occur in Aruba. Violent crime is not common, but armed robbery and assaults do occur. Travellers should take precautions such as keeping belongings secure, staying vigilant in crowded areas, avoiding isolated beaches and not walking alone after dark. Visitors may also be targeted by various scams, including overcharging by taxis and other vendors. Always agree on a fare before getting into a taxi and be cautious when making purchases. Visitors should also be sure to carry identification at all times, as it is a legal requirement in Aruba.

If participating in water-related activities, strong currents and waves can pose a risk. Conditions off the northern portion of Aruba are particularly dangerous because of the currents, and individuals should avoid swimming and other water activities unless specifically noted. Always swim in designated areas and heed any warnings or flags indicating dangerous conditions. Only book activities or equipment rentals through reputable vendors.

Hurricanes are not common in Aruba, but tropical storms may pose a risk. It's important to stay informed about weather conditions during your visit. The sun is also very strong in Aruba, and prolonged exposure can lead to sunburn or heatstroke. Use sunscreen, wear protective clothing and stay hydrated.

Finally, diseases such as dengue fever and Zika virus can be transmitted by mosquitoes. Use insect repellent, wear long sleeves and pants and stay in accommodations with proper mosquito control measures. It is best to avoid all-in-one sunscreen and insect repellent products, as sunscreen should be reapplied more frequently than insect repellents.

All U.S. travelers should consider enrollment in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy as well as helps the embassy contact you in an emergency.

The official currency of Aruba is the Aruban Florin, though the U.S. Dollar is widely accepted throughout the country. If you find you need the Aruban Florin on your travels, you can exchange currency at an airport exchange kiosk or an ATM in Aruba. Credit and debit cards are widely accepted, just be sure to let your bank know of your travel plans to help avoid losing access to your finances.

The official languages of Aruba are Papiamento and Dutch, though Spanish and English are commonly spoken throughout the country as well. Still, it may be best to learn local phrases and sayings and download a translation app that works offline.

Travelers do not need a visa for entry to Aruba, though a passport that is valid throughout your stay with one blank page is required.

The U.S. Embassy in Aruba is in Curacao. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

Aruba has hot temperatures year-round with an average around 91 °F. The country experiences a dry season from February to August though winds tend to keep the air cooler. The remaining months of the year, September through January, are less windy and tend to see the most rainfall.

The most popular time to visit Aruba is from April to August, when the sun is shining, rainfall is minimal, and winds make the temperature pleasant for beach-time activities. However, if you’re budget-conscious, you may want to consider visiting in the off-season where crowding is lower, but rainfall is more likely.

Aruba’s dial code is +247 and can be used to connect to cell phones and landlines in the country. Remember to use the exit code of +11 when placing international calls from the U.S. and include the area code of the city or town you’re calling. Remember when calling internationally, landlines are typically more affordable than connecting to a cell phone so be sure to contact your phone provider for cost estimates and to let them know of your travel plans to help avoid unwanted interruption during your trip.

Aruba uses a similar voltage to the U.S. so a transformer is not required for your electronics. However, an outlet adaptor may be required to connect to wall outlets so we recommend a universal adapter, which can be used on future trips.

It may be unsafe for pregnant travelers to visit Aruba due to mosquitos carrying the Zika virus. Confirm if travel is okay with your primary care doctor and visit the official CDC website for more information on the Zika virus.

Aruba is in the southern end of the hurricane belt, which means hurricanes are less likely to hit the island. However, having a travel insurance plan may provide coverage on the off chance a hurricane does impact your travel. 

Yes, Aruba is a great spot for families since it has a relaxing atmosphere with plenty of activities to keep people of all ages entertained.

Aruba has been called one of the best honeymoon destination spots, and newlyweds are likely to find deals on travel packages to help make their trip special.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Aruba. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is here for you. Compare our popular plans and find the best one for you!