Croatia Travel Insurance Plans

In this article:

• Croatia Travel Insurance Plans
• Croatia Travel Tips and Safety Information
• Other Croatia FAQs

There isn’t a requirement to have a travel insurance plan for entry to Croatia, but you may want to consider a travel insurance plan that includes medical expense coverage since your U.S. healthcare plan may not include coverage for international care. Croatia is generally not considered an expensive destination when compared to other European countries; however, like any tourist destination, peak season and touristy areas tend to have heightened costs. Help protect your travel investment with a Travel Guard travel insurance plan, so you can focus on which of Croatia’s over 1,000 beaches you want to visit. 

Travel Guard has comprehensive travel insurance plan options for traveling to Croatia. If you’re traveling to remote areas or islands of Croatia you may want to consider our Deluxe Plan, which has higher benefit limits for Travel Medical Expense and emergency evacuation coverages should you need to be transferred to satisfactory medical care for a covered reason. In addition to Travel Medical Expense coverage, you may customize your travel insurance plan with Travel Guard’s optional add-ons and early purchase benefits to help ensure you have the coverages you may need for your trip to Croatia.

On average, a travel insurance plan costs between 5-7% of the total cost of your trip. There are several factors that come into play when pricing your plan, which may include the product you select and the number of travelers in your party. For more details on pricing, check out our article on how much a travel insurance plan costs.

To help ensure visitors to Croatia are as safe and informed as possible, Travel Guard compiled some popular questions asked by tourists traveling the country.

The official currency in Croatia is the Euro. Travelers can exchange currency before their departure at most U.S. banks or at a currency kiosk in the airport. Most major cities, like Zagreb, will also have currency exchange available at local banks and post offices. While debit and credit cards are widely accepted, be sure to inform your bank of your travel plans to help avoid interruption. We recommend carrying a small amount of cash in case you visit a local market where cards may not be accepted.

The official language of Croatia is Croatian. English speakers are common throughout the country, though it can still be a good idea to learn local phrases and sayings before your trip in addition to downloading a translation app that works offline to help avoid confusion.

Visas are not required; however, travelers will need a passport valid for three months after your departure date as well as one blank page for your entry stamp.

For the latest information regarding visas and passports for Croatia travel, please visit the U.S. Department of State’s Croatia country information page.

The U.S. Embassy in Croatia is in Zagreb. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

The weather in Croatia can vary depending on the region you’re traveling to, for example the Mediterranean region experiences warm, hot summers and windy, cold winters. While the Dinaric Alps region is rainy throughout the spring and summers and snowy in the winter. In general, temperatures in the country range from the 40s to 80s.

The most popular time to visit Croatia is during the summer months from June to August where temperatures are pleasant and there is an abundance of sunshine, though prices tend to be higher during this time of year and crowding is more likely. September and October are considered the shoulder season in Croatia, meaning you have a better chance at finding deals and enjoying fewer crowds while still getting beautiful, temperate days on your trip. The rest of the year is considered off season due to lower temperatures. During this time there are fewer crowds, and pricing tends to be lower, so it may be an optimal time to travel depending on your preferences.

The dial code for Croatia is +385, which is used to call landlines and mobile phones in the country. Remember to use the exit code of +11 when placing international calls from the U.S. and include the area code of the city or town you’re calling. Remember when calling internationally, landlines are typically more affordable than connecting to a cell phone so be sure to contact your phone provider for cost estimates and to let them know of your travel plans to best avoid unwanted interruption during your trip.

Croatia uses both a different voltage and outlet type from the U.S., so travelers will need a voltage transformer and outlet adaptor to use and charge their electronics as normal. We recommend a universal adapter that can be used on other trips in the future.

Yes, it’s definitely possible to visit Croatia without needing a rental car, though some smaller towns and cities have less reliable public transportation and the easiest way to get there is by car. If you decide to rent a car, many travelers have said the driving in Croatia is scenic and safe. And if renting a vehicle is not for you, just be sure to plan out your travel routes ahead of time so you don’t miss any sightseeing because of transportation schedules! 

Croatia is known to be a family-friendly country with plenty of historical interests and activities to encourage educational fun and beautiful beaches to spend quality time together as a family.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Croatia. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular travel insurance plans and find the best one for you!