Portugal Travel Insurance Plans

In this article:

• Portugal Travel Insurance Plans
• Portugal Travel Tips and Safety Information
• Other Portugal FAQs

Portugal doesn’t require visitors to have a travel insurance plan, though you may want to consider one as Portugal’s healthcare system does not cover tourists. Additionally, many U.S. healthcare plans may not provide you with coverage when traveling internationally, meaning any medical costs could be entirely your responsibility. In addition to Travel Medical Expense coverage, a comprehensive travel insurance plan for Portugal may offer coverage for certain lost or stolen luggage, trip cancellations, trip interruptions and other covered unexpected events.

Portugal is one of the most affordable destinations in Europe but that doesn’t mean you should skip a travel insurance plan. Travel Guard offers several comprehensive plans, but our Preferred Plan is a great option for travelers heading to Portugal. Our Preferred Plan has the most upgrades available to add to your travel insurance plan, so you can customize your coverage just for you. Whether you’re surfing some of the best waves in the world or taking a street art tour in Lisbon, you can customize your travel insurance plan to fit your plans. Plus, all Travel Guard plans offer 24/7 emergency travel assistance, so you don’t have to deal with the unexpected on your own. 

On average, a travel insurance plan usually costs between 5-7% of the total price of your trip. There are several factors that come into play when it comes to pricing your plan, which may include the product you select and the number of travelers in your party. For more details on pricing, check out our article on how much a travel insurance plan costs.

Travel Guard offers comprehensive travel insurance plan options for travelers going to Portugal. To help ensure visitors to the country are as safe and informed as possible, we’ve compiled a few popular questions tourists traveling to Portugal may have. 

The official currency in Portugal is the Euro. You will be able to exchange currency at the airport before or after your departure and at banks or ATMs in major cities. Credit and debit cards are largely accepted as well but remember to contact your bank before your travels to avoid unwanted interruptions. If you plan to visit local or small vendors, carry cash with you in case cards are not accepted.

The official language of Portugal is Portuguese, though much of the population tends to speak English as well. Still, you may benefit from learning common sayings and phrases to help you get by on your travels. One way to help ensure you won’t get lost in translation is to download an app to help you translate without needing Wi-Fi.

U.S. citizens traveling to Portugal for less than 90 days don’t require a visa for their visit. Upon entry you will need to provide a passport that is valid for at least three months after your departure from Portugal.

For the latest information regarding visas and passports for Portugal, visit the U.S. Department of State page for Portugal. 

The U.S. Embassy in Portugal is in Lisbon. Visit the official U.S Embassy government website for a list of up-to-date phone numbers and addresses.

Portugal has warm temperatures year-round thanks to its Mediterranean climate. Winter temperatures drop into the low 50s and summertime reaches highs around 80° F. The summer months in Portugal, June to September, are known for beautiful sunny days with long hours of daylight giving you plenty of time to enjoy the outdoors. While the winter months, November to February, are Portugal’s rainy season with annual rainfall averages of more than 40 inches.

There is no bad time to visit Portugal. That said, many travelers enjoy visiting in spring or fall when you’ll find the best combination of good weather, daylight hours and activities to enjoy. However, if your plan is to beach hop your way across Portugal, stick with those hot summer months for the best experience. 

Portugal’s dial code is +351, which can be used to call both Portuguese landlines and mobile phone numbers. When making international calls, remember to use the U.S. exit code of +11 and consider the area code of the city you’re calling. Before placing a call, remember calling a landline is typically less expensive than connecting with a cell phone. To help ensure you don’t run into any unexpected fees, be sure to check with your cell phone provider before your trip.

Tourists are unable to use their electronics as normal in Portugal, so you will need to bring both a transformer and outlet adapter. We recommend a universal adapter that can be used on other trips in the future. 

Yes, Portugal is a popular destination for people of all ages, including families with kids. Whether you’re enjoying time on the beach or sightseeing some of Portugal’s famous landmarks, you’re sure to create lasting memories with your family. 

Renting a car isn’t a necessity when visiting Portugal since the country has a great rail system making it easy to travel between cities.

A U.S. passport allows entry to most European countries. However, to ensure you can follow through on all of your travel plans, review the requirements for U.S. travelers in Europe.

Travel Guard offers comprehensive and customizable travel insurance plans for visitors to Portugal. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!