Indonesia Travel Insurance Plans

In this article:

• Indonesia Travel Insurance Plans
• Indonesia Travel Tips and Safety Information
• Other Indonesia FAQs

A travel insurance plan isn’t a requirement for entry to Indonesia, but having a comprehensive travel insurance plan is still important, especially when traveling internationally. Depending on where you are going within Indonesia, medical care may not be up to Western standards. A Travel Guard travel insurance plan can help provide coverage for certain medical expenses and assistance with determining if you’re receiving appropriate medical care and helping to arrange transportation if better care is needed.

Travel Guard has comprehensive travel insurance plans for travelers heading to Indonesia. One reason Indonesia is such a popular destination is travel to and within the country is generally inexpensive.  Our Preferred Plan might be a great option for you since it includes popular coverages such as Trip Interruption, Trip Cancellation and Baggage Delay as well as coverages unique to Travel Guard like Trip Saver and Travel Inconvenience Benefits. You can customize your travel insurance plan with optional upgrades like the Adventure Sports Bundle, which removes certain exclusions in your travel insurance plan for activities popular in Indonesia like scuba diving (between 25 and 50 meters). Whichever travel insurance plan is right for you, all of them include our 24/7 emergency travel assistance so you have help when you need it. 

Typically, a travel insurance plan costs between 5-7% of the total cost of your trip. There are several factors that come into play when pricing your plan, which may include the product you select and the number of travelers in your party. For more details on pricing, check out our article on how much a travel insurance plan costs.

To help ensure visitors to Indonesia are as safe and informed as possible, Travel Guard compiled some popular questions asked by tourists traveling the country. 

The official currency in Indonesia is the Rupiah (IRD). Travelers can exchange currency before their departure at most U.S. banks or at a currency kiosk in the airport. Most major cities, like Bali, Kuta, Seminyak, Legian and Canggu, will have currency exchange options at local banks, ATMs and currency exchange storefronts. Just be sure to check the currency exchange rate in advance to help ensure you’re getting a fair price. Debit and credit cards are commonly used especially in major cities, with Visa and Mastercard being the most widely accepted. If you’re traveling in more rural areas, we recommend carrying some cash in case you visit a small or local market where cards may not be accepted. 

The official language of Indonesia is Indonesian. In popular tourist destinations like Bali, English is more common. But throughout the rest of Indonesia, English speakers are not common so it’s a good idea to learn common sayings and phrases before your trip and to download a translator that works offline for best practice. 

A passport is required for entry to Indonesia and the type of Visa needed (if any) varies by a few key factors. U.S. citizens traveling to Indonesia for less than 30 days and who meet the necessary requirements can apply for a Visa-on-Arrival. Requirements for Visa-on-Arrival include an ordinary (non-emergency) passport and traveling for a permissible reason. Common travel reasons and activities allowed under the Visa-on-Arrival include both tourism and business meetings. Review the U.S. Department of State website for a full list of Visa-on-Arrival requirements and permissible activities as well as requirements for travelers planning to be in Indonesia longer than 30 days or traveling for non-Visa-on-Arrival activities.

For the latest information regarding visas and passports for Indonesia travel, please visit the State Department’s Indonesia country information page.

The U.S. Embassy in Indonesia is in Jakarta. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses.

The weather in Indonesia is hot and humid year-round with temperatures ranging from 72° F and 90° F. While there aren’t traditional seasons in Indonesia, the country does experience a rainy season from November to March and a dry season from April to October. 

The best time to visit Indonesia will depend on what you’re hoping to experience and the budget you have set for your vacation. Typically, the most popular time of year is during the country’s dry season from May to September, though prices and crowding may be higher during this time. For travelers looking to surf the world-class waves of Indonesia, consider a visit during the shoulder season (April to June) when there will be fewer people crowding the waves. Indonesia is beautiful year-round so you can’t go wrong when planning your visit. 

The dial code for Indonesia is +62, which is used to call landlines and mobile phones in the country. Remember to use the exit code of +11 when placing international calls from the U.S. and include the area code of the city or town you’re calling. Remember when calling internationally, landlines are typically more affordable than connecting to a cell phone so be sure to contact your phone provider for cost estimates and to let them know of your travel plans to best avoid unwanted interruption during your trip. 

Since Indonesia uses both a different voltage and outlet type than the U.S. you will need a power transformer and an outlet adaptor to use your electronics on your trip. We recommended a universal adaptor that can be used on other trips in the future. 

Bali is a beautiful island paradise that draws many tourists to Indonesia with its waterfront activities, resorts and beautiful beaches. Other popular locations include Ubud and its monkey forest, the country’s capital city of Jakarta and Canggu. 

While there are no required vaccinations for entry to Indonesia, it’s crucial to check with your physician to ensure you’re up to date on your routine vaccinations and inquire about preventable disease vaccinations for your trip. For an official, up-to-date vaccination list visit the official CDC website. 

Since island hopping is popular when visiting Indonesia, boat and ferry are common forms of transportation. For on-land travel, public transportation such as buses, minibuses and trains are common along with taxis or car rentals, depending on how much you want to explore the island you’re visiting.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Indonesia. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!