Belize Travel Insurance Plans

In this article:

• Travel Insurance for Belize
• Belize Travel Tips and Safety Information
• Other Belize FAQs

Having a travel insurance plan is not a requirement for entry to Belize. However, it’s highly recommended as many U.S. health insurance plan may not have coverage for international travel. For this reason, we suggest a travel insurance plan with medical expense coverage.

Travel Guard has comprehensive travel insurance plans to help protect your trip to Belize. Our Preferred Plan is a great place to start as it has medical expense coverage, trip cancellation and delay, baggage coverage and more. If planning on participating in any daring activities such as scuba diving or paragliding, consider our optional Adventure Sports Bundle to give you the coverage you need.

Travel insurance plans typically cost between 5-7% of the total price of your trip. Several factors come into play when pricing your plan, such as the product you select and the number of travelers in your party. For more details on pricing, check out our article on how much travel insurance costs.

To ensure travelers to the Belize are as safe and informed as possible, Travel Guard compiled some popular questions asked by tourists visiting the country. 

For the latest information related to COVID-19 travel requirements for Belize, please visit the official U.S. Embassy site.

Travelers should exercise caution when visiting Belize. Petty and violent crime is prevalent throughout the country, even in tourist areas. Gang violence is a serious concern; while gang activity does not usually directly target travelers, outbreaks of violence between rival groups can pose a significant risk to bystanders. For these reasons, it is important to stay aware of your surroundings, travel in groups instead of traveling alone, avoid walking or driving at night, do not physically resist robbery attempts and do not display signs of wealth.

Security concerns are especially high in Belize City, and several governments have warned against travel to the city – especially the Southside area. If you do plan to travel to Belize City, avoid the Southside and be extremely vigilant elsewhere in the city.

Visit the U.S. Department of State website for up-to-date information on travel advisory levels and safety information for travelers to the Belize.

All U.S. travelers should enroll in the Smart Traveler Enrollment Program (STEP), a free service offered to U.S. citizens traveling and living abroad. Enrolling in this program allows you to receive important information from the embassy as well as helps the embassy contact you in an emergency.

The official currency in Belize is the Belize Dollar, however, the U.S. dollar is commonly accepted throughout the country. Travelers can exchange currency before their departure at most U.S. banks or a currency kiosk in the airport. If exchange is needed once you arrive, most major cities will have currency exchange available. Debit and credit cards are widely accepted but be sure to inform your bank of your travels to avoid interruption. We recommend carrying a small amount of cash in case you visit a small or local market where cards may not be accepted. 

The official language of Belize is English, though Spanish and Kriol or Belizean Creole are commonly spoken as well. Tourists can expect to see official paperwork and signage in English. To ease any worry, we also recommend downloading a translation app that works offline to best avoid confusion. 

Visas are not required for U.S. citizens who are visiting for less than 30 days. Travelers will also need to have a passport with one page available per stamp.

For the latest information regarding visas and passports for Belize travel, please visit the U.S. Department of State’s Belize country information page.

The U.S. Embassy in Belize is in Belmopan, Cayo. Visit the official U.S. Embassy government website for a list of up-to-date phone numbers and addresses

Belize has a tropical climate across the entire country. Tourists will find the hottest and rainiest months to be from June to October and the coolest from November to February. For travelers hoping to avoid as much rain as possible, February to April is when the country experiences its dry season.

The best time of year to visit Belize depends on the events you’re hoping to experience. If you’re hoping to deep dive into the culture of Belize, you may want to join the festivities for Belize’s Annual International Music and Food Festival which takes place toward the end of July. For those hoping to learn more about the animal life in the country, consider visiting in October for the Belize Birding Festival.

Or if you’re hoping to spend the holidays in Belize, consider visiting in December for Placencia Mistletoe Ball or the San Pedro’s Annual Boat Lighting Parade to watch beautiful lights reflect on the water in preparation for Christmas. 

Belize’s dial code is +501 which is used to call landlines and mobile phones in the country. Remember to use the exit code of +11 when placing international calls from the U.S. and include the area code of the city or town you’re calling. Remember when calling internationally, landlines are typically more affordable than connecting to a cell phone so be sure to contact your phone provider for cost estimates and to let them know of your travel plans to best avoid unwanted interruption during your trip. 

Belize uses both a different voltage and prong type than the U.S., because of this we recommend bringing a transformer to convert the correct amount of voltage to your devices and a travel adaptor for the prongs, which can be adjusted to other prong types and used for other trips in the future.

Yes, travel from Belize City to Ambergris Caye is possible via ferry or propeller plane. There are a few ferries with different routes to allow easy travel, with a total time of 75 minutes on board. 

Belize has a variety of different activities to keep families of all ages entertained. Whether your kids are entertained by the country’s vast marine life, beautiful beaches, ancient ruins or simply enjoy a resort pool, you’ll find plenty of things to do in Belize.

Travel Guard offers comprehensive and customizable travel insurance plans for travelers visiting Belize. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you