Winter Storms and Travel Insurance Coverage

Most Travel Guard travel insurance plans provide coverage for inclement weather, which means any severe weather condition that delays the scheduled departure of a common carrier may be covered on your plan, subject to the terms and conditions of the specific plan.

Our Travel Guard travel insurance plans include inclement weather as a covered reason for many of the benefits on most plans.

Yes, except for trip cancellation and trip exchange, your policy may be extended past your originally scheduled return date if you are delayed due to a covered unforeseen event, as listed in your policy of insurance. Please review your policy for more details.

If you are currently traveling and inclement weather is impacting your trip, either preventing you from returning home or causing you to leave early, you can call us any time and our specially trained representatives can help you find a way home. Our representatives can help with rebooking flights or hotels and help to get you safely home.

Typically travel insurance doesn't cover bad weather if it's simply putting a damper on your plans. However, with Travel Guard's travel inconvenience benefits, you may have some coverage for those type of scenarios. Here are some examples, subject to the terms and conditions of the plan:

• You've gone to Vail to ski, but the ski facilities are closed due to inclement weather or lack of snow.
• You took a vacation to golf in Wisconsin, but an early blizzard closes the course.
• An amusement park you're at must close several rides due to a power outage caused by a winter storm.

Our travel inconvenience benefit may pay a flat amount based on the inconvenience you run into; be sure to check your schedule of benefits to confirm your benefit limits!

A travel inconvenience is no fun. Especially when it impacts a highly anticipated part of your trip. Travel Guard's travel inconvenience benefits can't make up for those lost experiences, but they may provide coverage for certain inconveniences.

Travel Guard's travel insurance plans come with 24/7 emergency assistance services. That's access to specially trained representatives who can help you anytime day or night. Our representatives can help you rebook flights or reroute your itinerary to help you get where you need to be!

Insurance must be purchased 24 hours prior to when a severe winter storm warning or watch is issued. If you purchase your insurance after a severe winter weather warning or watch has been issued, you will not have coverage for Trip Cancellation and interruption losses resulting from the winter storm.

No. For a travel insurance plan that you purchased ahead of inclement weather, a winter storm warning/watch does not need to be issued for coverage to apply, but other terms and conditions of the policy may apply. Be sure to review your policy.